Monthly Archives: June 2016

Tips For Saving Money on Antique Auto Insurance

Q: I have a 1928 Ford Model A Roadster which I only drive occasionally. How can I find a good deal on antique auto insurance for the old girl?

A: Finding antique auto insurance used to be more difficult as only certain companies that specialized in antique cars would sell a policy for them. Now, however, many more mainstream companies are writing policies for antique vehicles.

Requesting a quote for an antique vehicle is virtually identical to requesting quotes for other vehicles with one main exception. Many companies will require you to certify that the vehicle in question is not used primarily to transport passengers.

For the vehicle to qualify for the antique vehicle insurance price most companies only want you to be driving it to trade shows, parades, or on special occasions. For instance, a classic car that is used as a daily driver will not usually qualify for the antique auto insurance rate.

The reason for this is that since the insurance companies do not expect the car to be driven all that often the policy will likely cost less than you had imagined.

As we advise when requesting quotes for any type of vehicle be sure to get as many quotes from as many different companies as you can. Compare the coverage limits to what the premiums cost and then you will be able to make a wise choice when shopping for antique auto insurance.

Good luck with your search and remember to take the time to compare quotes from several different companies — you might be surprised at just how much money you can save.


The Cost For an Ideal Car Insurance Cover

It is important to own a car. Consider the stress associated with using public transportation and mobility needed for work, shopping and even to take your kids to school.

The first step here is to get a car for easy movements and then you have to get the car insured for you to have peace of mind using it. The purpose of insuring the car is to protect it from unforeseen disasters like accidents and theft.

There are categories of auto insurance policies, these are: medical, property and liability.

Medical coverage takes care of bodily injury sustained as a result of an accident involving your car. It also takes care of the funeral cost, rehabilitation requirements and lost of wages.

Property coverage takes care of any damage done to your car and the cost of replacement in case your car is stolen.

Liability coverage takes care of damages done to other vehicles in the accident. If your car is at fault then there are legal fees you must pay and will also pay the medical bills of the other parties injured in the accident.

Most standard car insurance providers may also provide coverage for windscreen replacements, locks replacement, new car benefits, motoring protection, breakdown assistance and also provide extended coverage to family members that drive your car.

The best help for easy access and study of vehicle insurance starts online. Get all the quotes you can get from different providers and compare their rates. Note the quality of service you desire and choose your pocket-friendly car insurance deal that satisfies your auto cover needs.


Cheap Auto Insurance Tips And Advice

Most drivers would love to find a cheap auto insurance plan. With the cost of fuel and road tax spiraling upwards on an annual basis, saving money on the cost of insurance is a way to ensure that motoring is still affordable. There are now literally hundreds of insurers we can use, the increase in competition have meant that low cost deals are no longer that difficult to find.

There are various methods you can adopt to help lower the cost of your next premium. The type of policy that you choose will have a major bearing on the overall outlay. The most expensive plan would be termed fully comprehensive. This option would cover you for almost any eventuality, including protecting against costs incurred to damage or injury to other road users. Fully comprehensive policies are best suited to people who have new cars.

The cheapest option would be to sign up for basic liability cover. As the name suggests, basic liability cover is only going to provide a pay-out in a handful of situations. If you have an older vehicle that does not have too great a value, it is an option that would be worth considering.

For some people, the cost of paying twelve months insurance cover in a single installment can be prohibitive. If you are concerned about the outlay, you may find it more desirable to choose a six month policy. Not only would this be cheaper, you may also discover that after half a year has passed, if you have not been involved in any claims, the cost of a new policy becomes less. There is the option of paying for the cover in monthly installments, the downside of this option is that the total expense over a twelve month period is likely to be lot more than if you had made a single payment.

If you belong to a specific demographic group, perhaps you are female or a young driver, there are insurance companies that have been set up solely to cater to customers like you. By choosing one of these firms, the savings that can be had are not inconsiderable. You may also find that a reduction can be had by paying for the plan with a specific credit card, or if you belong to certain professional bodies or organizations.

There are many ways to find cheap auto insurance that will be completely comprehensive in case of an accident. Do not agree to any terms and conditions until you have fully researched all the possible options.