Tips For Saving Money on Antique Auto Insurance

Q: I have a 1928 Ford Model A Roadster which I only drive occasionally. How can I find a good deal on antique auto insurance for the old girl?

A: Finding antique auto insurance used to be more difficult as only certain companies that specialized in antique cars would sell a policy for them. Now, however, many more mainstream companies are writing policies for antique vehicles.

Requesting a quote for an antique vehicle is virtually identical to requesting quotes for other vehicles with one main exception. Many companies will require you to certify that the vehicle in question is not used primarily to transport passengers.

For the vehicle to qualify for the antique vehicle insurance price most companies only want you to be driving it to trade shows, parades, or on special occasions. For instance, a classic car that is used as a daily driver will not usually qualify for the antique auto insurance rate.

The reason for this is that since the insurance companies do not expect the car to be driven all that often the policy will likely cost less than you had imagined.

As we advise when requesting quotes for any type of vehicle be sure to get as many quotes from as many different companies as you can. Compare the coverage limits to what the premiums cost and then you will be able to make a wise choice when shopping for antique auto insurance.

Good luck with your search and remember to take the time to compare quotes from several different companies — you might be surprised at just how much money you can save.